From our founding we have been Fee-Only advisors. That means our firm is compensated solely by our clients; we receive absolutely no third party payments such as commission from financial products or referral fees. FAI's Principals are members of the National Association of Personal Financial Advisors (NAPFA) which maintains the profession's highest standard of continuing education requirements and fiduciary responsibility. All licensed and credentialed professional staff are members of a professional society. 

Fee Arrangements

Our service is wide-ranging but our fees are both reasonable and simple. A once-per-quarter retainer fee is deducted from each client's accounts, and that is the only fee we charge. Everything we do routinely in the way of planning and consulting is included under this one fee along with our ongoing management of the investment portfolio. 

Our fee is based on assets under our supervision as follows:
0.9% (ie. 9/10 of 1%) on the first $2,000,000
0.7% (ie. 7/10 of 1%) on the next $3,000,000
0.5% (ie. 1/2 of 1%) on assets above $5,000,000
Fees are subject to a quarterly minimum

To see a PDF copy of our form ADV click on the link below, the form is on file with the Securities & Exchange Commission. Every Registered Investment Advisor is required to make this form available to new clients.